I was concerned I'd make the wrong choice for my Medicare Plan. Bill Gay took the time to explain the pros/ cons of each plan, covered all details, answered all my questions... so I could select the best plan for my needs. No pressure. The right decision for me was the Healthfirst Value Plan HMO. Love it.
He/his staff also send up important updates/reminders to make sure I am taking advantage of my "zero out of pocket" benefits.
Calls/emails are promptly returned, too. Wonderful customer service!
J. McDonnell, Cocoa Beach , FL
Fantastic!!! I'm so glad we met with him. All of our questions answered all signed up, ready to go! He took all of the worry out of it.
Nan white- Jaikishun, Palm coast, FL
Bill Gay has become a trusted friend as well as representative for our senior medical policies. We recommend him to all of our friends and family.
Sharon Searles, Palm Coast, FL
Bill Gay offered very concise, easy to understand information on Medicare coverage. He obviously is quite knowledgable on the subject and took his time with me, willing to answer any and all questions I had. He also made it clear that anytime in the future I may need him to answer questions I will be talking directly to him. That fact in itself is so reassuring as I move forward in this process.
Tom, Melbourne Beach, FL
We sat with Bill Gay while he went thru explaining our insurance options and answered the few questions we had. He was very professional, thorough and helpful. Thanks Bill
Mike & Becky, Palm Bay, FL
Our annual review with Bill Gay was informative but quick and easy. Sure appreciate meeting with him about our healthcare. What a big help.
Robert & Nadeen Young, Flagler Beach, FL
it is my pleasure to deal with bill gay for many years ,all of have been more than helpful. he makes understanding complex ins junk!easy. much better than expected value is normal with bill too.
rick dorsey, palm bay, FL
Brian Saben has been our insurance agent for a number of years. He has advised us on life insurance and health insurance for both my wife and I. Being self employed, he also has assisted my staff for medical insurance for our business. We had experienced problems with our copay for our health insurance and Brian has gone above and beyond to help rectify the problem. Brian is personable and professional, a true asset to his profession.
Bob & Janet
Bob & Janet Rothenberg, Lake Mary, FL
Bill Gay has been my insurance agent ever since I started receiving my Social Security and Medicare. The service from him and his company has been outstanding, and, whenever I have had questions or worries, Bill has done an excellent job of easing my path. I strongly recommend his service to all.
I was getting ready to retire and was asking friends how they went about signing
up for Medicare. A friend recommended Bill Gay of Suncoast Legacy Advisors. I called and set an appointment. I was quite surprised to find out that Bill would come to my home and discuss all the different Medicare plans and the benefits I could receive. I thought I would have to go to a seminar or an office to accomplish this.
It was so much simpler then I imagined and the knowledge I gained from Bills expertise reassured me that I was in good hands and making the best choice for my needs.
I have also called Bill on a few occasions to ask questions. He has always been available to answer my calls or gotten back to me very quickly.
I feel very confident recommending Bill Gay and the Sun Coast Legacy Advisor team.
Maggie DeStefano, New Smyrna Beach , FL
Brian Saben has been taking care of my insurance needs since Spring of 2010. I was really confused about getting set up with a supplemental insurance plan to go with Medicare and also the prescription drug plan, so after many phone calls from him trying to convince me that he was going to help me and not take my money, I gave in and set up an appointment with Brian.
He was so knowledgeable about all of the different plans, it was incredible. I was not an easy sell, so he was wonderful at explaining everything to me. It's now three years later and Brian is pretty much a member of my family and still calls me periodically to bring me up to speed on what's changing and what's not.
I have referred Brian to three of my dearest friends, and they have all been equally impressed as I was and still am. It's always great when you refer someone to a friend, and they are happy. I will continue to refer him to my "young" friends who have yet to reach 65, but are close. It is so much easier to have someone come to your home to explain everything to you, instead of going from luncheon to luncheon to try and understand what is out there. He's just the best!
Margaret, Casselberry, FL
I recently had a very important problem of getting proper coverage for my health insurance needs. Health insurance today can be extremely complex and dangerous if you get into the wrong hands. That recently happened to me and I called Chaz for his professional advice. I am very thankful for his interest in immediately looking at my problem and finding a solution. After doing the research of my needs, Chaz came to my home for a confidential interview and proposed plan of action. I was amazed at his passion to help me solve a difficult situation and to complete the application for new coverage. I could not be happier or more proud of his character, knowledge, and performance.
Chaz is a superstar and I am always available to recommend him!
It must be a rare event to look forward to turning 65 and signing up for Medicare, but that is what I experienced this week when Bill Gay returned to our home to enroll me in a plan. My husband had contacted Bill two years ago before his 65th birthday and we were so pleased with his expertise in what could have been an overwhelming experience, that I knew exactly what to do when my turn came. I also knew when I contacted Bill this spring that I could trust what he recommended, since we have been pleased with the plan David chose. I was able to go with the same plan with minor adjustments that would keep prescription costs lower. Again, Bill was able to navigate through those numbers much more quickly than I ever could have, and for that I am grateful. I have recommended Bill and his service to my brother and his wife for their Medicare needs and can offer a general recommendation to anyone seeking to understand this complicated system!
Sharon, Palm Coast, FL
We would like to tell you a little about our experience with Sun Coast Legacy Advisors. We met Chaz Mulherin in May of 2013. He is very personable and had a lot of knowledge about all the insurance companies offering all types of Medicare options. He advised us on several he thought would work for us. Since I wouldn’t be 65 until November, he made an appointment with my husband and I in August. However, because I take a medicine, Humira, we were unable to take advantage of any of the plans. None of the Medicare Advantage plans will cover this medication. So we have chosen to stay with our current insurance plan. Chaz was extremely helpful with our decision. We appreciated all his help and would strongly recommend Chaz to anyone looking for a caring and smart agent.
Update: Since then, we have learned that I would no longer need to use Humira. Chaz has since placed both John and I with a great plan. Thanks Chaz!
John & Hilda
Trying to navigate through the maze of Medicare can be very frustrating to the average senior reaching 65. I was fortunate to locate Brian Saben of Sun Coast Legacy Advisors to assist me on this journey. He explained in easy to understand language all of the available Medicare insurance plans at our initial interview. Additionally, he requests information concerning your current health situation including the names of all prescribed medications. Brian then uses his expertise in evaluating what plans would work best for you. It was such a big relief for me knowing that the coverage he suggested is more than adequate to my health needs. I highly recommend Brian to assist you in your quest to determine your Medicare health care protection.
Jo-Ann, Sandford, FL
There are few people you can trust to give you honest information and guidance, but if you’re looking for a licensed insurance agent you can trust, someone to give you informative insight, respectful, professional character, look no further than Chaz Mulherin.
I will be retiring very soon and my husband is disabled and has been on my company’s health insurance for many years. We were very panicked not knowing where to turn or which insurance would be best for us. Chaz came to our home and spent hours explaining to us each Medicare plan and what each part covers and does not cover.
He then evaluated other insurance plans comparing coverage and cost for each to find the best plan/option for us. Based on all the information laid out in front of us, Chaz advised us to stay with the medical insurance my company offers for retiree’s rather than choose a plan that he offers. This is not only a recommendation but a truly whole heartily wish that everyone is as lucky as us to have found such an indispensable treasure.
Diane & Marty