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Medicare Part D Prescription Drug Plans


Extra Help

Extra Help is a federal program which helps individuals with limited income and resources pay for their prescription drugs. Most people who qualify for Extra Help will pay lower premiums, annual deductibles, and prescription co-payments related to their prescription drug coverage. Extra Help is estimated to be worth about $4,000 per year.

Many individuals who qualify for Extra Help do not even know it. To qualify for Extra Help your resources must be limited to $13,070 for an individual or $26,120 for a married couple living together. Resources include bank accounts, stocks and bonds; your house, car and any life insurance policies are not counted as resources. Your annual income must be limited to $16,755 for an individual or $22,695 for a married couple living together. Even if your annual income is higher, you still may be able to qualify for Extra Help. Some examples where your income may be higher are if you or your spouse support other family members who live with you or have earnings from work.

If you qualify for Extra Help you can join a Medicare Prescription Drug Plan or Medicare Advantage Plan at any time and you are no longer penalized by the Coverage Gap. Also, If you delayed enrollment in a Medicare Prescription Drug Plan when you first eligible you will not have to pay a delayed enrollment penalty.

To see if you qualify and apply for Extra Help please contact Sun Coast Legacy Advisors.

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2361 Melonie Trail
New Smyrna Beach, FL 32168
Phone: 888.455.5799 or 386.846.4190
info@suncoastlegacyadvisors.com
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